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State Dental Association Insurance Trust

Better Protection Together

The State Dental Association Insurance Trust was created for the sole purpose of unifying state dental associations to leverage greater purchasing power and offer the best possible insurance coverage to their members.
Meeting the needs of dentist members, SDAIT offers Group Long Term Disability and Business Overhead Expense.

Program Benefits:

  • Guaranteed Issue Disability coverage for new dental school graduates up to $4,000 monthly benefit.
  • Own Occupation definition of Disability
  • Competitive pricing by leveraging state dental associations joining together
  • Disability limits up to $10K
  • BOE limits up to $15K
  • Underwritten by MetLife, an A+(Superior) rated carrier by AM Best

Participating associations

Each dental association has its own enrollment page. Select yours below to view program benefits, estimate your premium, and apply online.

What We Do

Build & Design Insurance Products for Professional Associations

We work with professionalassociations to understand their members, their profession, and therisks they face.

From that understanding, wedesign insurance products that are relevant, competitively priced,and built around the needs of the membership.

Our goal isn't simply to placeinsurance.

Our goal is to create aninsurance program that members actually value.

Build the Technology Around the Insurance

Today's members expect to beable to do business when and where they want.

That's why Stafford Affinity invests in technology that makes insurance simpler.

Our service administration platform is designed to maximize automation, artificial intelligence, and digital self-service—allowing members to obtain information, manage their policies, and complete many routine transactions on demand.

Technology handles what technology does best.

Our people are there when a member needs something more.

Understand WhatAssociations Need

We understand thatassociations aren't simply looking for another vendor.

They need partners whounderstand what drives:

Membership Acquisition
Member Retention
Member Engagement
Non-Dues Revenue
Member Value

Designed for the ModernMember

Simple. Fast. Accessible.

Members shouldn't have tonavigate complicated processes to obtain or manage their insurance.

Our programs are designedaround a streamlined digital experience.

Members can:

Get a Quote

Quickly explore availablecoverage and pricing.

Apply Online

Complete the applicationprocess digitally.

Manage Their Policy

Access important policy andaccount information.

Make Payments

Set up and manage convenientpayment options, including autopay.

Get Help

Connect with our service teamwhen they need assistance.

Our goal is simple:

Make it easy to do businesswith us.

Why Stafford Affinity?

Value

We believe members shouldreceive meaningful value from the insurance programs theirassociations make available to them.

That means relevant coverage,competitive pricing, an efficient application process, and ongoingservice that respects their time.

Expertise

We understand both sides ofthe relationship.

We understand insurance.

And we understand professionalassociations.

That combination allows us tocreate programs that work not only as insurance products, but asassociation member benefits.

Technology

We believe insuranceadministration should be easier than it has traditionally been.

Our technology platform isdesigned around automation, AI, digital workflows, and self-serviceto create a faster, more convenient experience for members whileimproving administrative efficiency.

Partnership

We don't view associations asdistribution channels.

We view them as partners.

We work to understand theirgoals and build programs that support those goals over the long term.

Transparency

Insurance is complicatedenough without making the relationship complicated.

We believe associations andpolicyholders deserve straightforward communication, clearinformation, and transparency throughout the life of the program.

Long-Term Thinking

We aren't interested inbuilding a business around short-term decisions.

Our objective is to buildsustainable programs that create value for associations, members, andinsurance carrier partners over many years.

Long-term relationshipsrequire long-term thinking.

Insurance That Serves a Meaningful Need

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Engineers
Physicians
CPAs
Attorneys
Explore Our Insurance Program

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